Sequencing risk: Why the timing of investment returns matters in retirement
30 September
When people plan for retirement, they often focus on the average return they expect to earn from their investments. However, the order in which those returns occur can be just as important. This is known as sequencing risk, or sequence-of-returns...[Read More]
Downsizing danger: How unlocking home equity could cost you your age pension
6 August
For many older Australians, the family home is their most valuable asset. As retirement progresses and the kids move out, downsizing to a smaller, more manageable property can seem like a smart financial move. It can free up cash, reduce maintenance...[Read More]
Guaranteed income for life
23 July
As you get closer to retirement—or if you’re already enjoying it—you might be wondering how to make your money last. One option that’s getting more attention in Australia is something called a lifetime guaranteed income stream. It might...[Read More]
Start the new financial year strong: 7 smart money moves
18 June
The start of a new financial year is a great time to take control of your money. Whether you’re earning a little from a part-time job or just starting to think about your future, these seven tips can help you build good financial habits.1. ...[Read More]
What Labor’s 2025 election win means for you
14 May
Following the 3 May 2025 Federal Election, the Australian Labor Party (ALP), led by Prime Minister Anthony Albanese, secured another term in government. This result will shape national policies for the next few years. But how might these changes...[Read More]
Living in uncertain times
30 April
1. Create a BudgetThe first step in managing your expenses is to create a budget. List all your sources of income and all your expenses. Categorise your expenses into essentials (like rent, groceries, utilities) and non-essentials (like dining out,...[Read More]
Avoiding temptation to access your super early
16 April
Superannuation, often referred to as “super,” is a crucial part of Australia’s retirement savings system. It is designed to provide financial security for individuals during their retirement years. However, accessing your super prematurely,...[Read More]
Boost your future: the benefits of extra super contributions
12 March
Superannuation, or ‘super’, is a way of saving for retirement in Australia. While your employer is required to make contributions to your super, adding a bit more yourself can make a big difference. Here’s why making additional contributions...[Read More]
Where there’s a will, there’s a way
26 February
In today’s fast-paced world, it’s easy to overlook the importance of keeping legal documents like your will and power of attorney up to date. However, these documents are crucial for ensuring that your wishes are respected, and your loved ones...[Read More]
